Central Bank

At the head of the bank is the General Director of the Central Bank who oversees the entire organization and appoints the various subordinates who are hierarchically below this one like the Deputy General Director of the Central Bank. The first is appointed by the Secretary of Finance from a candidate chosen by the Office of the Federal Civil Service. It must maintain its independence from the government and make the most objective decisions possible to ensure a healthy economic environment in the Republic.

Monetary Policy Service

The Monetary Policy Service directs the overall supply of currency in the Republic and sets interest rates for private-sector borrowing. Its mandate focuses on maintaining long-term price stability, preventing systemic inflation or deflation, and ensuring that credit flows to productive sectors of the economy. This service continuously analyzes economic conditions across all sectors and adjusts monetary policies to maintain balance. Because public actors borrow without interest, the Monetary Policy Service must carefully monitor private rates to avoid excessive risk-taking or market distortions.

Public Lending Service

This service manages the unique public lending framework of the Federal Republic. Governments at the federal, sectoral, and planetary levels may borrow directly from the Central Bank without interest, provided they remain within legally established budget thresholds. The goal is to ensure that essential public services, infrastructure and recovery projects are never constrained by commercial credit markets. The service evaluates allowed public borrowing rates, ensures compliance with fiscal guidelines, and monitors repayment schedules to preserve long-term financial health. Its approach combines flexibility in times of need with discipline to prevent uncontrolled expansion of public debt.

Financial Stability and Regulation Service

The Financial Stability and Regulation Service supervises major banks, interstellar credit institutions, systemic insurers, and large corporate lenders. Its mission is to ensure stability across the Republic’s vast financial network and prevent crises such as panics, liquidity shortages, or cascading failures. This service has authority to conduct audits, impose corrective measures, regulate high-risk financial instruments, and intervene in failing institutions when necessary. It maintains close coordination with sector governments to harmonize regulations and integrate local economies into a safe and orderly interstellar financial framework.

Payment and Digital Currency Service

The Payment and Digital Currency Service oversees the Republic’s interstellar transaction networks, ensuring that payments remain secure, efficient, and instantaneous across light-years. It maintains the digital currency protocols used for both civilian and institutional transactions and ensures that these systems remain resilient against cyber threats. The service also supervises large-scale settlements between banks, businesses, and governments, acting as the final clearing authority for intersectoral financial flows. Its infrastructure is one of the most technologically advanced in the Republic, woven into quantum communication nodes and fortified with military-grade security.

Commodity Standards Valuation Service

This service manages the Republic’s public commodity standard, a unique mechanism that stabilizes prices of key raw resources by establishing official benchmark values based on supply and demand. By doing so, it dramatically limits speculative bubbles, reduces volatility, and secures predictable input costs for industry, agriculture, construction, and starship manufacturing. It collects data from thousands of extraction sites, trade hubs, and industrial centers across the Republic and adjusts benchmark prices using transparent, publicly available criteria. This service is crucial for preventing resource shocks that could destabilize entire sectors or star systems.

Economic Analysis Service

The Economic Analysis Service produces long-term economic studies, sectoral forecasts, demographic projections, and evaluations of major policy shifts. It supports all other Services with evidence-based analysis and advises the Cabinet, the Legislature, sector governments, and the Central Bank leadership. Its economists, data scientists, and field researchers monitor everything from frontier-world development to the economic integration of megastructures such as the Ring. This Service ensures that decision-making remains grounded in rigorous understanding, not political pressure.

Interstellar Coordination Service

The Interstellar Coordination Service oversees the Central Bank’s regional subsidiaries and ensures consistent monetary governance across all sectors. These subsidiaries operate as sector banks, managing private and corporate accounts in systems without planetary governments while also dealing with the borrowing needs of sector governments. Under them operate the planetary banks, which fulfill the same functions at the planetary level by handling citizen and corporate accounts tied to specific worlds and issuing loans or public financing under the same borrowing terms offered to higher institutions. The Service maintains close communication with sector and planetary authorities, harmonizes regulations between regions, resolves financial and jurisdictional disputes, and ensures that even isolated or frontier systems remain fully integrated into the Republic’s interstellar financial network.