RTO BOOT

The Rent to Own Boot, commonly referred to as the RTO Boot, allows a player to purchase something they might not otherwise have the means to afford. The standard RTO Boot can be applied to any cybernetic augmentation the player wants purchase within the normal item level restriction.  They simply pay Purchase DC +1 extra and the price is split into 4 easy payments.  Typical arrangements require one quarter of the modified purchase Purchase DC -3 each time they bring their ship into port.

Missing a payment has consequences.  The first time a recipient misses a payment they gain 1 permanent negative level until the payments are caught up.  If the recipient misses a second payment they gain a second negative level.  Any recipient missing 3 or more payments is considered a dead beat and the cybernetic augmentation RTO Boot was applied to shuts down, in addition to maintaining the negative levels.  This could have a very negative impact for certain augmentations.  In all cases, the negative levels are restored and cybernetic augmentation is reactivated if the recipient pays in full.

The gold package functions exactly like the standard package except the recipient pays an extra Purchase DC of +2 of the base price for access to augmentations that would normally be out of their reach by item level and price.  The gold package allows the recipient to purchase an item up to 5 levels higher than their character level.  The gold package is only offered by certain employers.

The GM determines if a rent to own is available in any specific location.  Terms of the rent to own should be agreed on by the player and GM.  In all cases the rent to own facilitator will expect to get paid and the GM has the full authority to enforce missed payments.